How to Pay for Rutgers University

With more than 67,000 students at any given time, Rutgers is sure to be a bustling, diverse experience, no matter what you study – and once you graduate, you’ll join an international network of nearly 500,000 Rutgers alums.

What’s more, with 80% of students receiving financial aid, paying for Rutgers should be in reach, regardless of your financial situation. Here we’ll outline what your Rutgers education will cost, as well as investigate the scholarship options you’ll have as a Rutgers student.

How much does it cost to attend Rutgers?

The cost of an undergraduate education from Rutgers depends on whether or not you’re a resident of New Jersey, which campus you’ll be on, and whether you’ll be commuting to school. Biomedical and health science students also pay a different amount. 

Residency status Campus Tuition Estimated total costs
New Jersey Residents Camden – Commuter $11,408 $14,238
New Jersey Residents Camden – On-campus $11,408 $26,008
New Jersey Residents Newark – Commuter $11,408 $13,829
New Jersey Residents Newark – On-campus $11,408 $26,752
New Jersey Residents New Brunswick – Commuter $11,408 $14,372
New Jersey Residents New Brunswick – On-campus $11,408 $26,506
Non-Residents Camden – Commuter $26,551 $29,381
Non-Residents Camden – On-campus $26,551 $41,151
Non-Residents Newark – Commuter $27,059 $29,480
Non-Residents Newark – On-campus $27,059 $42,403
Non-Residents New Brunswick – Commuter $27,059 $30,023
Non-Residents New Brunswick – On-campus $27,059 $42,157

Full-time Rutgers law students pay $24,067 if they are New Jersey residents and $36,481 if they are not. Beyond tuition, students pay a few thousand in fees (exact amount depending on their campus), as well as living costs.

Rutgers Business School will charge $12,919.50 for in-state students and $22,429.50 for non-residents in 2016-2017, and additional fees total $1,338. Living expenses for MBA students are typically estimated to be around $30,000 per year.

Rutgers operates two medical schools: the Robert Wood Johnson Medical School and Rutgers New Jersey Medical School. Tuition costs the same at both; incoming students pay $39,288 (in-state) or $60,622 (out of state) and continuing students pay $37,791 (in-state) or $60,622 (out of state). Living expenses are estimated to be around $20,000 for students living at home, and $30,000 for students living on their own.

What kind of financial aid does Rutgers offer?

Both first-year students and transfers will be considered for a number of Rutgers scholarships, but should also research external funding they may be eligible for. First-year undergraduates may be awarded the Rutgers First-Year Student Award, the National Merit Scholarships/College-Sponsored Merit Award, a Class Endowed Scholarship, or the Theodore J. and F. Elizabeth Kirsch Southern California Scholarship (for eligible students from California) — all of which are merit-based.

Transfer students may be eligible for a Phi Theta Kappa Scholarship, Francis B. and Paige D. L’Hommedieu Scholarship, or the New Jersey Student Tuition Assistance Reward Scholarship II, but should research whether they meet the criteria.

At Rutgers law, most students who are not New Jersey residents can qualify for in-state tuition after one year, and second and third year students can also look forward to merit-scholarships based on academic performance. First-year students will also be automatically considered for merit-based scholarships. Many students will take out federal and private student loans to cover their remaining costs. Those graduates pursuing careers in public service may be eligible for the loan repayment assistance program at both the Newark and Camden campuses.

All admitted full-time MBA students at Rutgers will be considered for a Rutgers Business School Graduate Scholarship. In addition, a number of endowed scholarships are offered by individuals, foundations, and corporations; students should check with the Admissions office to see whether they’re eligible for these fellowships.

Students of both of Rutgers’ medical schools can apply for a number of scholarships suggested by the college. Browse listings here and here to see if you might be eligible to apply. Federal and state grants can help students with demonstrated financial need; additional expenses may be financed with student loans.

What kinds of extras should I expect to pay for at Rutgers?

Many students report not needing a car on campus at Rutgers, but if you do decide to go down that route, permits cost a few hundred dollars per year, which is less than at some other universities. Don’t forget, however, the other ways a car will cost you – gas, insurance, and maintenance can really add up. Rutgers provides an inter-campus bus and shuttle system, so between that and city public transportation, you might have everything you need without a car.

While Rutgers campuses are located in some smaller cities, you might find yourself wanting to travel to New York City or Philadelphia for more dining, entertainment, and nightlife options. If this is the case, take into account the costs of not only getting to the other city, but also the expense of whatever it is you’re doing there. It’s great to be so close to so many things to do, but make sure taking part in fun activities doesn’t break the bank.

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