The Earnest Scholarship

The Earnest Scholarship Fund

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Giving back

Investing in students

To give back to the community, Earnest launched a scholarship fund that will help 50 students take on less debt. For every student loan we refinance, we put a percentage of our profits towards the scholarship fund. 

The Earnest Scholarship Fund awards $5,000 to 50 deserving students. There are no essays to write and no fees, to ensure every student has the opportunity to enter the scholarship.

Don’t miss out

Important Deadlines


February 18, 2021

Applications open


June 30, 2021

Submission deadline


July 2021

Winners notified via email


September 2021

Schools receive funds

Application checklist

Who can enter

  • Applicants must be enrolled, or soon be enrolled, as a full-time student at an accredited U.S. college or university in Fall 2021. 
  • There are no minimum GPA, residency, or major requirements.  
  • Applicants can be a U.S. citizen or permanent resident (including DACA students)

Let’s get you that $5,000

See Official Rules for complete list of rules and requirements.

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Join the celebration

The winners of the Earnest Scholarship Fund

The Earnest Scholarship winners come from small universities, large campuses, small towns, and big cities. They are united in their quest to make a difference and reach their dreams.

Frequently Asked Questions

Can graduate students apply?

Yes, we welcome applications from both undergraduate and graduate students.

Is there a minimum GPA requirement?

No, there are no major or GPA requirements to apply to the Earnest Scholarship.

Can I nominate a student?

If you know of a deserving student you can share the Earnest Scholarship page with someone above.

Can international students apply?

Unfortunately at this time we are not accepting international student applicants.

My school is not on your list, can I still apply?

Applicants must be attending an accredited Title IV school to apply.