Earnest Reviews

Always pursuing client happiness

We work tirelessly to understand our clients’ needs, using data and empathy to provide superior products and service. Reviews from our clients help us learn what we’re doing well and what we could do better.

Earnest Student Loan Refinancing Reviews

4.82/5 ( 208 reviews )

Earnest has helped thousands of grads pay less interest on their student loans. Refinancing also helps people simplify their bills and customize their payment plan to fit their needs. Check your rate estimate in 2min without affecting your credit score. Learn More

Sep 5, 2018

Best loan transfer ever

Honestly the most best experience ever for a refinance of a federal parent plus loan in my time. I've done 3 of them so I have all kinds of personal experience and i wouldn't recommend you going anywhere else but EARNEST!!!!!! THAT'S THE TRUTH...Hands down.

Harrisburg Area Community College-Harrisburg, Associates
Sep 5, 2018

Saved me a lot of money

Application process was straightforward and quick. Had a little trouble submitting the correct tax documents but it was well worth the effort as Earnest saved me many thousands of dollars over my previous student loan.

Whittier College, JD
Sep 5, 2018

Extremely easy and efficient

I have been trying to refinance my student loans for a few months now, finding it quite difficult because of the approval process. With Earnest, it took all but a few minutes and I was approved. The customer service is probably the most friendly customer service I have ever dealt with. I would definitely give this company a shot if I was looking to refinance student loans.

American University of Antigua, MD
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Earnest Personal Loan Reviews

4.93/5 ( 15 reviews )

From credit card consolidation to wedding costs, an Earnest Personal Loan helps people afford major expenses, with minimal interest. Through innovative analysis of an applicant’s creditworthiness, Earnest is able to offer more fair, customized rates than traditional lenders. Learn More

Aug 30, 2018

Quick and easy

After I put my application in, I was approved the next day. I am happy with the interest rate I got also. I recommend this company.

Debt Consolidation
Aug 18, 2018

Great experience

Using Earnest was a great choice. They got back to me quickly and provided me with a very good interest rate. I would definitely recommend.

Credit Card Consolidation
Jul 1, 2018

Excellent service -- funding met in 48 hrs!

Super easy, super fast, & and an excellent team. Only improvement I can think of is the consumer dream -- lower rates, longer terms, etc. Thank you!

Home Improvement

The reviews above were solicited from random sample of Earnest clients since July 2017. All responses are published here in full, and no compensation was provided in exchange for reviews.

Earnest Reviews from the Experts