Got a bunch of student loans with different terms and rates? Our student loan consolidation calculator lets you see the weighted average rate and term when loans of different amounts are combined.

In just a few seconds, see the interest on your existing loan and your refinanced loan side by side. Our simple student loan calculator makes it easy to see your refinancing savings.

We put together a quick guide to understanding the transition period known as the 10-day payoff so you know exactly what’s happening when with your Earnest refinance. After you are approved for an Earnest loan […]

Congratulations, you’re here because you’re ready to take charge of your student loans. We can help you understand the difference between consolidating and refinancing student loans—and figure out what option is best for your future. […]

You are thinking about refinancing your student loans—great move! But before you complete your new loan, you’ll need to make a decision: Should you take the fixed-rate or the variable-rate loan? There is no right answer […]

At Earnest, we are building the bank of the future. That means we’re hard at work to fix broken financial systems with better software, better data science, and better design in order to save our […]