Alert Message

Husky savings on UW student loans

Nestled between Portage Bay and Union Bay, UW occupies a purple and gold district in the heart of Seattle. But U-Dub’s popularity goes beyond its geography, to stellar academics as well. Earnest helps UW students and grads finance their education with smart, affordable student loans. Please note, the University of Washington is not affiliated with Earnest and does not endorse Earnest's loans.


Boundless opportunities for UW Huskies

Success starts in the Pacific Northwest

Huskies have the opportunity to advance in a variety of fields—whether that be with an MBA from the Foster School of Business, a JD from the UW School of Law, or one of the medical fields, such as an MD from UW Medicine or a DDS from the UW School of Dentistry.  

UW is a multi-campus university, with its main campus in Seattle and two others in Tacoma and Bothell. Washington offers ample recreational activities—between intramural sports and the Waterfront Activities Center, there are plenty of ways for U-Dub fitness enthusiasts to stay active. And you haven’t experienced UW college life until you’ve walked The Ave and cheered on the Pac-12 Dawgs at Husky Stadium and Alaska Airlines Arena.


Shed student loan debt

Earnest student loans and student loan refinancing

Washington Alumni
UW grads with student debt turn to Earnest for a seamless consolidation and refinancing experience. You receive competitive rate offers based on your unique financial profile, plus the ability to customize your payments to work with your preferred budget and timeline. Wherever your Washington education leads you—Earnest wants to save you money along the way.

Washington Students
Thanks to the Husky Promise, Washington residents are guaranteed free tuition based on their financial need. Out of all incoming freshmen, about 38% receive financial aid and the average award is $20,458. We encourage you to contact the UW Office of Student Financial Aid to learn more about Washington scholarships, grants, jobs, and other ways to ensure you leave Seattle with a lifetime of wisdom and memories—not student debt.


Behind the scenes of Washington student loan refinancing

Get the facts before making any decisions

How should I choose a student loan refinancing provider?

When comparing loans, take into account the rates you’re offered, as well as factors like flexibility and customer service from the loan provider. Many companies will outsource your loan servicing.

Which type of loans can I refinance?

You can refinance both Federal and private student loans with Earnest. You’ll effectively consolidate all your loans into one new, lower rate Earnest loan.

What are the benefits of refinancing my student loan(s)?

Many people are able to refinance into much lower interest rates, saving them thousands, if not tens of thousands, of dollars. In addition, Earnest offers in-house support for the life of your loan and a seamless technology platform to manage your loan.

Can I refinance loans that have previously been consolidated or refinanced?

Yes. Previous refinancing or consolidation does not affect the eligibility of your application.

Who should consider refinancing with Earnest?

Refinancing is a great solution for employed or soon-to-be-employed graduates who have high-interest, unsubsidized Direct Loans, Graduate PLUS loans, and/or private loans.

What is the difference between consolidation and refinancing?

Consolidation simply combines multiple student loans into one. That means one monthly payment instead of having to juggle many different ones, sometimes with multiple servicers. When you consolidate, your interest rate will be a weighted average of the interest rates on the loans you combine. You won’t save money— but it can make life easier by reducing the amount of time you spend managing different payments.

Refinancing can be done with one loan or several, and involves getting a new loan with a different (usually lower) rate than before, due to changes in your financial situation. When you refinance, you typically work with a company to pay off the original loan(s) and get a new unified loan at a lower rate.

Recommended reading for UW students

Stay ahead of the curve with these resources

People around a computer

Refinancing is easier with Earnest

Rather than looking at student loans as a ball and chain, we see them as a balloon—lifting students to new heights, and enabling incredible opportunities and achievements. Through innovative data science we make that balloon as light as possible, saving clients thousands on every loan. And with exceptional service, we ensure our clients make decisions with confidence. At Earnest, we seek to offer a student loan like no other.