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The prescription for MCPHS student loan savings

Located in the Longwood Medical Area of Boston (with additional campuses in Worcester and Manchester, NH), MCPHS University specializes in the education of healthcare professionals—making MCPHS the perfect choice for those who aspire to a white coat. Earnest helps MCPHS students and grads finance their education with smart, affordable student loans. Please note, MCPHS University is not affiliated with Earnest and does not endorse Earnest's loans.


A legacy of launching medical careers

MCPHS is the oldest institution of higher education in Boston

MCPHS University has a long history of providing superb degrees in a variety of medical fields. Some of their notable programs include a PharmD from the School of Pharmacy in Worcester/Manchester, the Pharmaceutics PhD from the School of Pharmacy in Boston, and an OD from the School of Optometry.

MCPHS also has a Physician Assistant track at all three locations offering an MPAS, several NP programs from the School of Nursing, plus top-ranked Physical Therapy and Occupational Therapy masters programs. Forever dedicated to innovation, MCPHS added the New England School of Acupuncture (NESA) to their university in early 2016—expanding on their already impressive collection of programs designed for future healthcare professionals.


Better APRs for MCPHS students

Earnest student loans and student loan refinancing

MCPHS University Alumni
MCPHS grads with student loan debt rely on Earnest for a seamless consolidation and refinancing experience. You receive competitive rate offers based on your personal financial profile and you can customize your payments to work with your desired budget and timeline. Wherever your MCPHS education leads you—Earnest wants to save you money along the way.

MCPHS University Students
MCPHS is dedicated to providing students with financial assistance and personal guidance to help them make the best decisions about affording their education. In fact, 98.3% of applicants with financial need receive some form of aid and the average award is $16,330. We encourage you to contact the MCPHS University Office of Student Financial Services to learn more about MCPHS scholarships, grants, jobs, and other ways to ensure you leave Boston with a lifetime of wisdom and memories—not student debt.


Behind the scenes of MCPHS student loan refinancing

Get the facts before making any decisions

How should I choose a student loan refinancing provider?

When comparing loans, take into account the rates you’re offered, as well as factors like flexibility and customer service from the loan provider. Many companies will outsource your loan servicing.

Which type of loans can I refinance?

You can refinance both Federal and private student loans with Earnest. You’ll effectively consolidate all your loans into one new, lower rate Earnest loan.

What are the benefits of refinancing my student loan(s)?

Many people are able to refinance into much lower interest rates, saving them thousands, if not tens of thousands, of dollars. In addition, Earnest offers in-house support for the life of your loan and a seamless technology platform to manage your loan.

Can I refinance loans that have previously been consolidated or refinanced?

Yes. Previous refinancing or consolidation does not affect the eligibility of your application.

Who should consider refinancing with Earnest?

Refinancing is a great solution for employed or soon-to-be-employed graduates who have high-interest, unsubsidized Direct Loans, Graduate PLUS loans, and/or private loans.

What is the difference between consolidation and refinancing?

Consolidation simply combines multiple student loans into one. That means one monthly payment instead of having to juggle many different ones, sometimes with multiple servicers. When you consolidate, your interest rate will be a weighted average of the interest rates on the loans you combine. You won’t save money— but it can make life easier by reducing the amount of time you spend managing different payments.

Refinancing can be done with one loan or several, and involves getting a new loan with a different (usually lower) rate than before, due to changes in your financial situation. When you refinance, you typically work with a company to pay off the original loan(s) and get a new unified loan at a lower rate.

Recommended reading for MCPHS students

Stay ahead of the curve with these resources

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Refinancing is easier with Earnest

Rather than looking at student loans as a ball and chain, we see them as a balloon—lifting students to new heights, and enabling incredible opportunities and achievements. Through innovative data science we make that balloon as light as possible, saving clients thousands on every loan. And with exceptional service, we ensure our clients make decisions with confidence. At Earnest, we seek to offer a student loan like no other.