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The smarter choice for Georgetown student loans

From the Healy Gates alongside the Potomac to the historic streets of Washington D.C.—Hoyas wear their blue and gray with pride. Earnest helps Georgetown students and grads finance their education with affordable student loans. Please note, Georgetown University is not affiliated with Earnest and does not endorse Earnest's loans.


Looking ahead from The Hilltop

Georgetown opens many doors to a bright future

Overlooking the Potomac River, the Georgetown campus offers all the beauty you’d expect from Northern Virginia, with the convenience of being located in Washington, D.C. Student life revolves around the Red Square, where you just might find one of Georgetown’s 7 a cappella groups (like the Georgetown Chimes) harmonizing in a quad. Jack the Bulldog and fellow Hoyas have chanted “Hoya Saxa” all the way to seven NCAA basketball Big East conference championships.

The university boasts prestigious MD, MBA, and JD grad programs in the Georgetown School of Medicine and the McDonough School of Business, as well as Georgetown Law Center located on Capitol Hill in D.C. proper. Georgetown is also home to America’s largest student-run corporation, Students of Georgetown, Inc. (The Corp), as well as the nation’s oldest and largest student-operated financial institution, Georgetown Alumni & Student Federal Credit Union.

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Get the education you want—on the budget you need

Earnest student loans and student loan refinancing

Georgetown Alumni
Earnest makes student loan refinancing easy for Georgetown grads with a seamless consolidation and refinancing experience. Earnest offers rates based on your unique financial profile and allows you to customize payments to your desired budget and timeline. Whether you plan to take on Washington, D.C. with your degree, or embark elsewhere, Earnest helps you stay on track financially.

Georgetown Students
Almost 40% of Hoyas receive financial aid, and the average the average need-based scholarship or grant award is $36,878. We encourage you to contact the Georgetown Office of Student Financial Services to learn more about Georgetown scholarships, grants, jobs, and other ways to ensure you graduate with ample new wisdom and friendships—not debt.

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Behind the scenes of Georgetown student loan refinancing

Get the facts before making any decisions

How should I choose a student loan refinancing provider?

When comparing loans, take into account the rates you’re offered, as well as factors like flexibility and customer service from the loan provider. Many companies will outsource your loan servicing.

Which type of loans can I refinance?

You can refinance both Federal and private student loans with Earnest. You’ll effectively consolidate all your loans into one new, lower rate Earnest loan.

What are the benefits of refinancing my student loan(s)?

Many people are able to refinance into much lower interest rates, saving them thousands, if not tens of thousands, of dollars. In addition, Earnest offers in-house support for the life of your loan and a seamless technology platform to manage your loan.

Can I refinance loans that have previously been consolidated or refinanced?

Yes. Previous refinancing or consolidation does not affect the eligibility of your application.

Who should consider refinancing with Earnest?

Refinancing is a great solution for employed or soon-to-be-employed graduates who have high-interest, unsubsidized Direct Loans, Graduate PLUS loans, and/or private loans.

What is the difference between consolidation and refinancing?

Consolidation simply combines multiple student loans into one. That means one monthly payment instead of having to juggle many different ones, sometimes with multiple servicers. When you consolidate, your interest rate will be a weighted average of the interest rates on the loans you combine. You won’t save money— but it can make life easier by reducing the amount of time you spend managing different payments.

Refinancing can be done with one loan or several, and involves getting a new loan with a different (usually lower) rate than before, due to changes in your financial situation. When you refinance, you typically work with a company to pay off the original loan(s) and get a new unified loan at a lower rate.

Recommended reading for Georgetown students

Stay ahead of the curve with these resources

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Refinancing is easier with Earnest

Rather than looking at student loans as a ball and chain, we see them as a balloon—lifting students to new heights, and enabling incredible opportunities and achievements. Through innovative data science we make that balloon as light as possible, saving clients thousands on every loan. And with exceptional service, we ensure our clients make decisions with confidence. At Earnest, we seek to offer a student loan like no other.