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Heavenly student loans for Blue Devils

From East Campus to K-ville to Duke Chapel, Blue Devils enjoy one of America’s most balanced college experiences. A Duke University student loan does not need to be as difficult as the rigorous education. At Earnest, we help students and grads finance their Duke studies and Cameron campouts. Please note, Duke University is not affiliated with Earnest and does not endorse Earnest's loans.


Everything a college experience could offer

In the chapel and on the court – Duke develops versatile leaders

Duke strives to provide a well-rounded college experience—offering a range of highly-ranked academic programs as well as the craziness of Cameron Stadium in March. The Fuqua School of Business MBA and Duke Law JD are both commonly ranked top 10, and Forbes ranks Duke #1 in the South for producing billionaires. 

Outside of class, Duke students can explore Duke Forest, Sarah P. Duke Gardens, and downtown Durham, North Carolina. The scenic campus is often referred to as the “Gothic Wonderland” for its breathtaking architecture. Duke is well-known for its 5-time champion NCAA men’s basketball team, but the Blue Devils are dominant in all sports – having accumulated a total of 125 ACC championships.


Save money on Duke student loans – new and old

Earnest student loans and student loan refinancing

Duke Alumni
With our user-friendly online dashboard and expert service, we provide Duke grads a seamless consolidation and refinancing experience. You’re offered rates based on your personalized financial profile and you can even customize your monthly payments to fit your desired budget and timeline. No matter where your Duke degree is taking you in life – we want to save you money along the way.

Duke Students
Duke is dedicated to meeting 100% of their students’ financial needs not covered by your calculated family contribution. Kiplinger recently ranked Duke #5 on its list of best-value private universities. We encourage you to contact the Karsh Office of Undergraduate Financial Support to learn more about Duke scholarships, grants, jobs, and other ways to ensure you leave Durham with wisdom and memories – not debt.


Have questions about refinancing your Duke student loans?

Get the facts before making any decisions

How should I choose a student loan refinancing provider?

When comparing loans, take into account the rates you’re offered, as well as factors like flexibility and customer service from the loan provider. Many companies will outsource your loan servicing.

Which type of loans can I refinance?

You can refinance both Federal and private student loans with Earnest. You’ll effectively consolidate all your loans into one new, lower rate Earnest loan.

What are the benefits of refinancing my student loan(s)?

Many people are able to refinance into much lower interest rates, saving them thousands, if not tens of thousands, of dollars. In addition, Earnest offers in-house support for the life of your loan and a seamless technology platform to manage your loan.

Can I refinance loans that have previously been consolidated or refinanced?

Yes. Previous refinancing or consolidation does not affect the eligibility of your application.

Who should consider refinancing with Earnest?

Refinancing is a great solution for employed or soon-to-be-employed graduates who have high-interest, unsubsidized Direct Loans, Graduate PLUS loans, and/or private loans.

What is the difference between consolidation and refinancing?

Consolidation simply combines multiple student loans into one. That means one monthly payment instead of having to juggle many different ones, sometimes with multiple servicers. When you consolidate, your interest rate will be a weighted average of the interest rates on the loans you combine. You won’t save money— but it can make life easier by reducing the amount of time you spend managing different payments.

Refinancing can be done with one loan or several, and involves getting a new loan with a different (usually lower) rate than before, due to changes in your financial situation. When you refinance, you typically work with a company to pay off the original loan(s) and get a new unified loan at a lower rate.

Recommended reading for Duke students

Everything you need to know about student loans

People around a computer

Refinancing is easier with Earnest

Rather than looking at student loans as a ball and chain, we see them as a balloon—lifting students to new heights, and enabling incredible opportunities and achievements. Through innovative data science we make that balloon as light as possible, saving clients thousands on every loan. And with exceptional service, we ensure our clients make decisions with confidence. At Earnest, we seek to offer a student loan like no other.