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Earnest student loans help BC Eagles soar

In a city known for having some of the best universities in the world—Jesuit-affiliated Boston College holds its own. Earnest helps BC students and grads finance their education with smart, affordable student loans. Please note, Boston College is not affiliated with Earnest and does not endorse Earnest's loans.


Taking students to great heights

Golden education in America’s greatest college town

Nestled on a hilltop west of downtown Boston, Boston College has a beautiful campus overlooking the Chestnut Hill Reservoir. With around 300 student organizations, tons of activities at BC Rec, and plenty of culture from McMullen Museum and Robsham Theater Arts Center—you’ll never run out of fun things to do as a BC student.

Founded as a Jesuit school, BC now offers a world-class degrees in the Morrissey College of Arts & Sciences, Carroll School of Management MBA, Connell School of Nursing, and Boston College Law School JD. Whatever career you have your sights set on—BC has a program to get you there..


Savings have landed in Boston

Earnest student loans and student loan refinancing

Boston College Alumni
Earnest makes student loan management easy by providing BC grads with a seamless consolidation and refinancing experience. You get rates based on your personal financial profile, plus the ability to customize your payments to your desired budget and timeline. Wherever you’re headed as a BC alum, Earnest keeps you on track by making your student loans easier to manage.

Boston College Students
BC is committed to providing aid that meets the full demonstrated need of every student who applies on time—67% of BC undergraduates receive some form of need-based aid. We encourage you to contact the Boston College Financial Aid Office to learn more about BC scholarships, grants, jobs, and other ways to ensure you leave Boston with a lifetime of memories—not student debt.


Behind the scenes of BC student loan refinancing

Get the facts before making any decisions

How should I choose a student loan refinancing provider?

When comparing loans, take into account the rates you’re offered, as well as factors like flexibility and customer service from the loan provider. Many companies will outsource your loan servicing.

Which type of loans can I refinance?

You can refinance both Federal and private student loans with Earnest. You’ll effectively consolidate all your loans into one new, lower rate Earnest loan.

What are the benefits of refinancing my student loan(s)?

Many people are able to refinance into much lower interest rates, saving them thousands, if not tens of thousands, of dollars. In addition, Earnest offers in-house support for the life of your loan and a seamless technology platform to manage your loan.

Can I refinance loans that have previously been consolidated or refinanced?

Yes. Previous refinancing or consolidation does not affect the eligibility of your application.

Who should consider refinancing with Earnest?

Refinancing is a great solution for employed or soon-to-be-employed graduates who have high-interest, unsubsidized Direct Loans, Graduate PLUS loans, and/or private loans.

What is the difference between consolidation and refinancing?

Consolidation simply combines multiple student loans into one. That means one monthly payment instead of having to juggle many different ones, sometimes with multiple servicers. When you consolidate, your interest rate will be a weighted average of the interest rates on the loans you combine. You won’t save money— but it can make life easier by reducing the amount of time you spend managing different payments.

Refinancing can be done with one loan or several, and involves getting a new loan with a different (usually lower) rate than before, due to changes in your financial situation. When you refinance, you typically work with a company to pay off the original loan(s) and get a new unified loan at a lower rate.

Recommended reading for BC students

Stay ahead of the curve with these resources

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Refinancing is easier with Earnest

Rather than looking at student loans as a ball and chain, we see them as a balloon—lifting students to new heights, and enabling incredible opportunities and achievements. Through innovative data science we make that balloon as light as possible, saving clients thousands on every loan. And with exceptional service, we ensure our clients make decisions with confidence. At Earnest, we seek to offer a student loan like no other.