Low-Rate Private Student Loans
Variable rates start at 3.99% APR and fixed rates start at 5.09% APR, with Auto Pay discount. Check your eligibility in 2min without affecting your credit score.
Benefits of Earnest private student loans
- Fast application and approval process
- 9-month grace period (3 months more than most lenders)
- No fees for origination, disbursement, prepayment, or late payment
- Skip a payment once per year (once repayment period has started)
- Expert support from our Client Happiness team
- 0.25% Auto Pay discount
- Covers up to 100% of school’s certified cost of attendance
