Next steps for Earnest personal loans
In order to better serve the education financing needs of our clients, we’re currently updating our personal loan offering. If you have a question about an existing Earnest personal loan, you can visit our Help Center or contact our Client Happiness team for support.Help Center
Inspired by Pinterest? Make it happen with low interest.
Whether it’s invitations with custom calligraphy or simply an Instagram-worthy setting, wedding costs add up quickly—and even the most frugal couples sometimes need some extra cash. Using a low-rate personal loan for some or all of your wedding expenses lets you afford your dream day without stressing over every dollar.
Radical repayment flexibility for your personal loan
- Choose your preferred monthly payment
- Increase your payment amount anytime
- Make extra or early payments without fees
- No fees, hidden or otherwise
We analyze extra information (such as your education, spending habits, and career trajectory) to offer rates personalized to you.
Fast decision & deposit
We promise a prompt response to your application. If you're approved, we’ll get the money to your bank account within two days.
You'll always reach a real human, whether you're seeking answers by email or phone.
We try to avoid debt altogether, but a lot of surprise costs came up. I love their app and Earnest customer service has been great.
Meg C., UI Designer
Frequently Asked Questions
What can I use an Earnest personal loan for?
Personal loans can be used for a number of reasons, including but not limited to: vacation/honeymoon, moving/relocation, security deposit, engagement/wedding, home improvement, new job expenses, and career development.
Can I change my requested loan amount?
We can consider approving your loan at a lower amount if you modify your application prior to our decision. Contact our Client Happiness team via email, chat, or phone to request this change or adjust the request by logging in to your Earnest account.
Money for life's biggest moments
Paying for wedding expenses is a popular use for personal loans—but Earnest clients use their funds for all kinds of occasions. From credit card consolidation to moving expenses to home improvement, an Earnest personal loan can help you afford all of life’s expenses.