Moving Loans & Relocation Loans
Keep your moving costs contained
If you’re moving up, don’t let high interest rates drag you down. Earnest offers fixed-rate personal loans starting at just 5.99% APR. Apply online in minutes.Get My Loan
A personal loan that checks all the (moving) boxes
Whether across town or across the country, moving to a new home means lots on your mind. Earnest helps get you cash quickly, so you can focus on wrapping, padding, and packing.
Radical repayment flexibility for your personal loan
- Choose your preferred monthly payment
- Increase your payment amount anytime
- Make extra or early payments without fees
- No fees, hidden or otherwise
We analyze extra information (such as your education, spending habits, and career trajectory) to offer rates personalized to you.
Fast decision & deposit
We promise a prompt response to your application. If you're approved, we’ll get the money to your bank account within two days.
You'll always reach a real human, whether you're seeking answers by email or phone.
What I found fascinating with Earnest was how they employ metrics that are not often used by traditional banks. They identify creditworthy applicants who would typically be overlooked.
— Kevin H., New York City
Frequently Asked Questions
What can I use an Earnest personal loan for?
Personal loans can be used for a number of reasons, including but not limited to: vacation/honeymoon, moving/relocation, security deposit, engagement/wedding, home improvement, new job expenses, and career development.
Can I change my requested loan amount?
We can consider approving your loan at a lower amount if you modify your application prior to our decision. Contact our Client Happiness team via email, chat, or phone to request this change or adjust the request by logging in to your Earnest account.
Money for life's biggest moments
Paying for moving costs is a popular use for personal loans—but Earnest clients use their funds for all kinds of occasions. From credit card consolidation to weddings to honeymoons, an Earnest personal loan can help you afford all of life’s expenses.