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A victory march for Notre Dame student loan savings

Few universities balance academics, athletics, and faith like Notre Dame. And after seeing Notre Dame Stadium gameday, you’ll understand why the Fighting Irish are so passionate about their school. Earnest helps Notre Dame students and grads finance their education with affordable student loans. Please note, Notre Dame is not affiliated with Earnest and does not endorse Earnest's loans.

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Community and learning go hand-in-hand at Notre Dame

A scenic campus from the God Quad to the Golden Dome

Notre Dame’s academic reputation attracts students to South Bend from around the world. The Mendoza College of Business offers a traditional MBA, as well as an Executive MBA, and Notre Dame Law School offers both a J.D. and a Master of Laws (LL.M.). Aspiring medical practitioners will be drawn to their joint M.D./Ph.D. program with the IU School of Medicine.

Due to its faith-based background, Notre Dame doesn’t have social fraternities or sororities—instead, social, religious, and intramural activities are centered around the single-sex residence halls, where 80% of undergraduates choose to live. Besides their strong football team, the Fighting Irish are also known for their strong alumni network.

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Helping the Fighting Irish fight student debt

Earnest student loans and student loan refinancing

Notre Dame Alumni
Notre Dame grads with student debt turn to Earnest for a seamless consolidation and refinancing experience. You are offered competitive rates based on your individual financial profile, and you can even customize your payments to match your preferred budget and timeline. Wherever your Notre Dame education leads you—Earnest wants to save you money along the way.

Notre Dame Students
Notre Dame is committed to fighting student debt by meeting 100% of every student’s demonstrated need. In fact, 76% of undergraduate students receive financial aid and the average University scholarship for first-year students is $37,300. We encourage you to contact the University of Notre Dame Office of Financial Aid to learn more about Notre Dame scholarships, grants, jobs, and other ways to ensure you leave Notre Dame with new friends, wisdom, and a lifetime of memories—not student debt.

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Behind the scenes of Notre Dame student loan refinancing

Get the facts before making any decisions

How should I choose a student loan refinancing provider?

When comparing loans, take into account the rates you’re offered, as well as factors like flexibility and customer service from the loan provider. Many companies will outsource your loan servicing.

Which type of loans can I refinance?

You can refinance both Federal and private student loans with Earnest. You’ll effectively consolidate all your loans into one new, lower rate Earnest loan.

What are the benefits of refinancing my student loan(s)?

Many people are able to refinance into much lower interest rates, saving them thousands, if not tens of thousands, of dollars. In addition, Earnest offers in-house support for the life of your loan and a seamless technology platform to manage your loan.

Can I refinance loans that have previously been consolidated or refinanced?

Yes. Previous refinancing or consolidation does not affect the eligibility of your application.

Who should consider refinancing with Earnest?

Refinancing is a great solution for employed or soon-to-be-employed graduates who have high-interest, unsubsidized Direct Loans, Graduate PLUS loans, and/or private loans.

What is the difference between consolidation and refinancing?

Consolidation simply combines multiple student loans into one. That means one monthly payment instead of having to juggle many different ones, sometimes with multiple servicers. When you consolidate, your interest rate will be a weighted average of the interest rates on the loans you combine. You won’t save money— but it can make life easier by reducing the amount of time you spend managing different payments.

Refinancing can be done with one loan or several, and involves getting a new loan with a different (usually lower) rate than before, due to changes in your financial situation. When you refinance, you typically work with a company to pay off the original loan(s) and get a new unified loan at a lower rate.

Recommended reading for Notre Dame students

Stay ahead of the curve with these resources

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Refinancing is easier with Earnest

Rather than looking at student loans as a ball and chain, we see them as a balloon—lifting students to new heights, and enabling incredible opportunities and achievements. Through innovative data science we make that balloon as light as possible, saving clients thousands on every loan. And with exceptional service, we ensure our clients make decisions with confidence. At Earnest, we seek to offer a student loan like no other.