Power to students and people with student loans
Our mission is to help you get on the right financial path.
Who We Are
We are financial and tech experts who felt that student lending needs to change.
Why We’re Earnest
We have seen friends and family struggle with student debt and we are seeking to do things differently.
What We Do
We build financial products that give people the break they need, whether it’s private student loans or refinancing.
Check out the pros of refinancing
With refinancing, we help you exchange your old student loan for a new one. Here are the pros of refinancing:
- A low interest rate that could take years off your loan
- A new loan term. Only Earnest lets you pick your payoff date.
- A better monthly payment that fits your budget
Check your rate in 2 minutes.
The benefits of a private student loan
Start with Federal Aid, grants, and scholarships. If that doesn’t cover it, that’s where private loans come in.
- A low interest rate when compared to government rates
- No fees, including late fees or origination fees
- A real person who can walk you through the application process.
One app for all financial aid
Applying for scholarships or looking for financial aid can be a struggle, but Going Merry, which is a part of Earnest, makes it easy.
- One mobile app to apply for FAFSA, scholarships, and grants
- An easier FAFSA application that’s written in plain English
- Autofilled applications to help save time
- No hidden fees. No ads.