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Student loans to help Emory Eagles take flight

The 2nd-oldest private university in Georgia, Emory has built a legacy of top-ranked academics that prepare Eagles to succeed in any career path. Earnest helps Emory students and grads finance their education with smart, affordable student loans. Please note, Emory University is not affiliated with Earnest and does not endorse Earnest's loans.


An education Eagles take pride in

Bright futures begin in Atlanta, Georgia

Emory offers internationally recognized programs in a variety of fields that are sure to set you apart as you embark on your career. Some of Emory’s most sought-out programs include an MBA from Goizueta Business School, a J.D. from Emory School of Law, or an MD from the Emory School of Medicine.

Emory is renowned for its medical research, as well as its close proximity to the CDC. The beautiful campus is located in the historic Druid Hills neighborhood of Atlanta and is home to Michael C. Carlos Museum, which houses the largest collection of antiquities in the Southeast. The Emory Eagles have one of the best all-around athletic programs and have won 20 NCAA Division III championships.


Head-turning rates on Emory student loans

Earnest student loans and student loan refinancing

Emory Alumni
Emory grads with student loan debt turn to Earnest for a seamless consolidation and refinancing experience. You are offered competitive rates based on your unique financial scenario and you can customize your payments to fit your preferred budget and timeline. Wherever your Emory education leads you—Earnest wants to save you money along the way.

Emory Students
Emory is committed to helping you accomplish your academic and financial goals by meeting 100% of demonstrated financial need for all accepted domestic students. Around 48% of students receive financial aid and the average award package is just below $39,000. We encourage you to contact the Emory University Office of Financial Aid to learn more about Emory scholarships, grants, jobs, and other ways to ensure you leave Atlanta with a lifetime of wisdom and memories—not student debt.


Behind the scenes of Emory student loan refinancing

Get the facts before making any decisions

How should I choose a student loan refinancing provider?

When comparing loans, take into account the rates you’re offered, as well as factors like flexibility and customer service from the loan provider. Many companies will outsource your loan servicing.

Which type of loans can I refinance?

You can refinance both Federal and private student loans with Earnest. You’ll effectively consolidate all your loans into one new, lower rate Earnest loan.

What are the benefits of refinancing my student loan(s)?

Many people are able to refinance into much lower interest rates, saving them thousands, if not tens of thousands, of dollars. In addition, Earnest offers in-house support for the life of your loan and a seamless technology platform to manage your loan.

Can I refinance loans that have previously been consolidated or refinanced?

Yes. Previous refinancing or consolidation does not affect the eligibility of your application.

Who should consider refinancing with Earnest?

Refinancing is a great solution for employed or soon-to-be-employed graduates who have high-interest, unsubsidized Direct Loans, Graduate PLUS loans, and/or private loans.

What is the difference between consolidation and refinancing?

Consolidation simply combines multiple student loans into one. That means one monthly payment instead of having to juggle many different ones, sometimes with multiple servicers. When you consolidate, your interest rate will be a weighted average of the interest rates on the loans you combine. You won’t save money— but it can make life easier by reducing the amount of time you spend managing different payments.

Refinancing can be done with one loan or several, and involves getting a new loan with a different (usually lower) rate than before, due to changes in your financial situation. When you refinance, you typically work with a company to pay off the original loan(s) and get a new unified loan at a lower rate.

Recommended reading for Emory students

Stay ahead of the curve with these resources

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Refinancing is easier with Earnest

Rather than looking at student loans as a ball and chain, we see them as a balloon—lifting students to new heights, and enabling incredible opportunities and achievements. Through innovative data science we make that balloon as light as possible, saving clients thousands on every loan. And with exceptional service, we ensure our clients make decisions with confidence. At Earnest, we seek to offer a student loan like no other.