Conquer your student debt. Refinance now.
In spite of what you might expect, personal finance podcasts can actually be hilarious and riveting in addition to informative.
As you work on your 2020 savings goals and continue working to pay off your student loans, these podcasts can help give you the encouragement you need to keep going when it gets tough. They also offer an important reminder that no matter what your financial situation is, you’re not alone.
This new podcast from Reema Khrais and Marketplace is a mix of money advice and horror stories that’s human, relatable, and entertaining. In one recent “Group Chat” episode, Khrais discusses some of the taboos we face every day, like trying to delicately get out of splitting the check at a restaurant when you didn’t order any drinks and your tab is $20 less than everyone else’s. She also recently interviewed a woman who discovered she and other colleagues who were women of color were getting paid significantly less than white male coworkers, then got advice from a negotiation expert about how to get the salary you deserve. The episodes are about 20 minutes each, so they’re easy to get through during your morning commute or lunch break. But watch out—it’s engaging, addicting, and totally bingeable.
Dave Ramsey, a finance expert known for his “7 baby steps” plan to debt freedom and wealth accrual, comes at personal finance from an extremely practical, tough-love perspective. His show mainly consists of conversations with people who call in to ask for advice about their personal situations. Ramsey doles out credit and congratulations when he thinks people have handled their money in smart ways, but he also doesn’t sugarcoat it when he thinks people are making major financial mistakes. If you’re looking for someone who gives financial advice stemming from a clear, tried-and-true method, this is it.
3. Couple Money
Navigating personal finances is tough enough. Doing it with a partner can complicate even the strongest of relationships. But open communication, strategizing, and foresight are the key to success. In Couple Money, host Elle Martinez discusses topics like getting out of debt, getting a good deal on a car loan, maximizing savings, paying for college, and more. Her more recent episodes are all under 20 minutes, so you can easily listen to an episode or two while making dinner or driving to work.
Whether you’re currently into investing, or looking to start investing in specific stocks, rather than just funding your 401(k) or a mutual fund, the Snacks podcast from investing app Robinhood is a must-listen. Hosts, Jack Kramer and Nick Martell, chat about the market’s gains and losses, interesting news from public companies—like the Chobani yogurt brand launching oat milk—and earnings data. At 15-20 minutes long, this daily podcast is indeed as snackable as promised.
5. How to Money
This podcast is all about “rich living on less money.” Hosts, Joel and Matt, talk about things like traveling well on a shoestring budget, whether it’s worthwhile to consider investing in gold, how to Airbnb your house to really make some extra money, and how to save when your paycheck varies wildly.
This podcast from Anna Sale at WYNC is a lot bigger than just you and your bank account. Sale is an expert interviewer and “Death Sex & Money” is the kind of podcast you can easily get sucked into. In one recent episode, she interviewed a former debt collector at length about what happens when people can’t pay their bills, and what it was like to try to collect that money from people who truly didn’t have it. She goes deep on issues like student loan forgiveness, what drives people to take on side gigs like driving for Uber, and what happens when you get laid off. Sale also frequently interviews celebrities about how they got to where they are and the mistakes they’ve made and learned from along the way.
In this weekly podcast, host Jeremy Quittner interviews different types of financial experts to teach you how to accomplish various money goals. The podcast comes from Stash, an investment app that lets you invest small amounts of money in stocks of your choosing rather than forcing you to buy a whole share. In recent episodes, Quittner has interviewed people like financial advisor Winnie Sun, who offered advice on how to create a budget that will work for you, and how to find ways to make extra money when you just can’t make ends meet. Teach Me How to Money also recently interviewed Nerdwallet contributor Brianna McGurran about everything you need to know about using credit cards responsibly.
Paula Pant, host of the Afford Anything podcast, likes to say you can afford anything so long as you don’t try to afford everything. She advocates for “conscious spending,” meaning that you spend your money on things you actively care about rather than mindlessly spending it and wondering at the end of the month where it’s all gone. Every other week, she interviews people about how they’ve achieved financial independence, and in between she answers questions from listeners about how to maximize their savings, plan for retirement, get out of debt, and invest smartly. If you want to hear more about Pant’s story of financial independence—she owned eight rental homes by the time she turned 34—she was recently a guest on Teach Me How to Money.