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Disclosures and methodology
The Earnest content platform is created and managed by Earnest. Articles and other content posted by Earnest are provided for general informational purposes only and not intended to provide legal or tax advice. Any links provided to other sites are offered as a matter of convenience and are not intended to imply that Earnest or its writers endorse, sponsor, promote, and/or are affiliated with the owners of or participants in those sites, or endorses any information contained on those sites unless expressly stated otherwise.
Earnest regularly publishes insights drawn from original analysis based on data from loan applications, surveys, and/or publicly available data sources. We always anonymize our data and we never sell our data to third parties. You can learn more here.