Achieve goals and conquer student debt


Access and affordability for all

Our mission is to make higher education accessible and affordable for everyone. We empower students with financial support and supercharge their ability to pay down their debt, so they can get on the right financial track, fast.


We go beyond student loans by providing access to scholarships and resources to help make a college education more affordable.


Our dedicated Client Happiness team can guide you over the phone, webchat, or email.


We help people conquer student debt through refinancing, educational content, and by creating more helpful solutions.

What we do

We build tools that help people feel in control of their financial future.

  • Private student loans – low rates, people-first service, and flexible payments.
  • Student loan refinancing – break free from high interest rates or monthly payments.
  • Scholarships – access to thousands of scholarships to help students pay less.
Social Good

Committed to equity

Earnest is a founding member of the Fintech Equality Coalition, an organization that is focused on redesigning a more inclusive and equitable financial ecosystem.


Let’s build something great together

Join a team that’s committed to helping students and graduates live their best lives, free from the stress
of student debt.


Leadership with purpose

Meet the executives driving the change in student lending.

David Green

Chief Executive Officer

Victoria Hughes

Chief People Officer

Craig Battin

Chief Growth Officer

John Coburn

Head of Legal

Jason Williams

Chief Operating Officer

Matt Palese

Chief Risk & Data Officer

Mike Horowitz

Chief Product Officer

Scarlett Li

Head of Lending Products