Alert Message

We believe many financially responsible people aren’t getting the credit they deserve. That’s why we strive to look more comprehensively at your financial profile, and offer the low rates and high quality service you’ve earned.

WHY WE STARTED EARNEST

We believe the fundamental role of banks and lenders is to help people realize their hopes and dreams. But we realized the financial system had forgotten this primary purpose, instead serving to enrich a privileged few. So we started Earnest to restore the trust that is sorely missing from the current system, and to build a modern financial institution that actually delivers on making clients’ lives better.

Whatever your ambition, we help get you there. We do low-cost lending to financially responsible people, and allow them to customize their repayment plan to fit their needs. We want to help our clients take control of their finances and realize their dreams—and in doing so create a relationship with them that lasts a lifetime.

WHO WE ARE

We are a skilled team of design, math, finance, and technology geeks who noticed a lack of trust in the financial system and decided to do something about it. We created a company that combines data science, streamlined design, and exceptional service to bring people a fast, low-cost, and hyper-personalized financial experience. Our mission is to make credit more accessible by reducing the costs and barriers faced by millions of financially responsible people.

Kamal Hamdan

Chief Risk Officer

Brad Henrickson

VP of Engineering

Kieran Brady

Capital Markets

Logan Eldridge

Operations

Brandy Heinberger

Client Happiness

Priya Pai

Legal

David Wind

Operations

Adrielle W.

Client Happiness

Aileen R.

Credit Ops

Aldren B.

Credit Ops

Alex C.

Data

Alexis L.

Client Happiness

Analeise M.

Servicing Ops

Andrew K.

Engineering

Andrew S.

Engineering

Andy M.

Legal

Ann C.

Operations

Anthony M.

Client Happiness

Brittney S.

Credit Ops

Brydie F.

Legal

Carolyn M.

Marketing

Casey M.

IT

Cate H.

Operations

Cheryl K.

Credit Ops

Cole C.

Client Happiness

Colleen M.

People Ops

Daniel S.

Client Happiness

David A.

People Ops

David M.

Credit Ops

David Z.

Marketing

Delaney L.

Credit Ops

Elyse V.

Client Happiness

Gavin H.

Engineering

Goutham V.

Portfolio Risk

Harmeet S.

Credit Ops

Harsha Y.

Engineering

Helena N.

Credit Ops

Howard L.

Engineering

Innocent M.

Engineering

Jen S.

Engineering

Jenny K.

Design

Jenny T.

Client Happiness

Johan B.

Engineering

John D.

Credit Ops

Johnny H.

Finance

Josh H.

Finance & Facilities

Josh L.

Client Happiness

Jubilee M.

Engineering

Julia F.

Legal

Kahlil F.

Engineering

Katie M.

People

Katrina P.

Recruiting

Keith S.

Product

Kelly C.

Credit Ops

Kesley K.

Credit Ops

Kristina V.

Operations

Kunal S.

Finance

Kyle C.

IT

Kyle H.

Engineering

Lateesha C.

Client Happiness

Lindsay A.

Credit Ops

Lindsay K.

Finance

Madison W.

Client Happiness

Marina K.

Product

Mark E.

Engineering

Maroun N.

Design

Matthew H.

Client Happiness

Maxime F.

Data

Megan G.

Finance

Melissa C.

Product

Mike D.

Client Happiness

Mike S.

Engineering

Mitchell H.

Client Happiness

Nashay C.

Credit Ops

Patrick W.

Data

Patty L.

Operations

Paul W.

Capital Markets

Peter E.

Data

Peter N.

Engineering

Peter P.

Engineering

Peter T.

Client Happiness

Preeti M.

Engineering

Quan Le

Data

Raghni E.

Credit Ops

Ramsey N.

Partnerships

Raphael S.

Design

Reeva N.

Credit Ops

Renu J.

Data

Ricardo E.

Client Happiness

Rit B.

Engineering

Ryan G.

Client Happiness

Ryan S.

Product Management

Ryan Y.

Credit Ops

Scarlett L.

Capital Markets

Scott R.

Credit Ops

Skyler H.

Credit Ops

Sonia Y.

Product Management

Stas S.

Data

Taya D.

Credit Ops

Tim C.

Data

Tobias W.

Engineering

Tom K.

Engineering

Tony W.

Engineering

Travis R.

Product

Trevor G.

Credit Ops

Vivien L.

Client Happiness

Will K.

Design Intern

Will L.

Engineering

Wini L.

Client Happiness

Zoë F.

Engineering