About Us
We believe many financially responsible people aren’t getting the credit they deserve. That’s why we strive to look more comprehensively at your financial profile, and offer the low rates and high quality service you’ve earned.
WHY WE STARTED EARNEST
We believe the fundamental role of lenders is to help people realize their hopes and dreams. But we realized the financial system had forgotten this primary purpose, instead serving to enrich a privileged few. So we started Earnest to restore the trust that is sorely missing from the current system, and to build a modern financial institution that actually delivers on making clients’ lives better.
Whatever your ambition, we help get you there. We offer low-cost lending to financially responsible people, and allow them to customize their repayment plan to fit their needs. We want to help our clients take control of their finances and realize their dreams.
WHO WE ARE
We are a skilled team of design, math, finance, and technology geeks who noticed a lack of trust in the financial system and decided to do something about it. We created a company that combines data science, streamlined design, and exceptional service to bring people a fast, low-cost, and hyper-personalized financial experience. Our mission is to make credit more accessible by reducing the costs and barriers faced by millions of financially responsible people.

Susan Ehrlich
Chief Executive Officer

David Green
Chief Product Officer

Victoria Hughes
Chief People Officer

Craig Battin
VP of Marketing

John Coburn
Managing Director and Head of Legal

Mike S.
Head of Engineering

Anita G.
Compliance

Aileen R.
Credit Ops

Allie J.
Compliance

Austin H.
Engineering

Ben L.
Marketing

Brandy H.
Business Operations

Bryce A.
Engineering

Caleb T.
Client Happiness

Carolyn M.
Marketing

Chanelle G.
Engineering

Chansone D.
Marketing

Cheryl K.
Credit Ops

Chris E.
Analytics

Chyna B.
Workplace Operations

Cole C.
Client Happiness

Dana P.
Marketing

Daniel S.
Client Happiness

Danielle D.
Marketing

David M.
Credit Ops

Delaney L.
Partnerships

Emily V.
Workplace Operations

Eric D.
Client Happiness

Gordon Z.
Engineering

Goutham V.
Analytics

Harmony C.
People

Howie W.
Engineering

Jack A.
Engineering

Jenny K.
Design

Jenny T.
Marketing

Jereme B.
Finance

Jericho S.
Client Happiness

John D.
Credit Ops

Julia F.
Legal

Karl E.
Analytics

Katie M.
People

Kesley K.
Partnerships

Kevin M.
Marketing

Kyle H.
Engineering

Kyle W.
Client Happiness

Kyler T.
Client Happiness

Lateesha C.
Client Happiness

Lena C.
Product

Lindsay K.
Finance

Madison W.
Client Happiness

Mainak P.
Analytics

Marina K.
Product

Maroun N.
Design

Martin H.
Partnerships

Matt L.
Analytics

Matt H.
Client Happiness

Michael J.
Engineering

Mitchell H.
Client Happiness

Noam T.
Engineering

Penny B.
Client Happiness

Peter T.
Engineering

Preeti M.
Engineering

Raphael S.
Design

Rebecca F.
Compliance

Reeva N.
Credit Ops

Renu J.
Engineering

Ricardo E.
Client Happiness

Rit B.
Engineering

Rosemary M.
Marketing

Ryan S.
Product

Sara L.
Client Happiness

Scarlett L.
Product

Scott R.
Credit Ops

Seth L.
Marketing

Skyler H.
Credit Ops

Spencer S.
Client Happiness

Stephanie M.
Compliance

Sushanto P.
Engineering

Tejas R.
Engineering

Tobias W.
Engineering

Wyatt W.
Client Happiness

Vivien L.
Client Happiness

Zach L.
Marketing

Zoë F.
Engineering
Explore Earnest products

Personal Loans
Find a low interest personal loan for you, brought to you by our partner Fiona.

Student Loan Refinancing
Get one simple payment that fits your budget. Variable rates start at 1.99% APR with Auto Pay.

Private Student Loans
Apply on your phone, get set for next semester. Variable rates start at 1.05% APR with Auto Pay.
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