Alert Message

We believe many financially responsible people aren’t getting the credit they deserve. That’s why we strive to look more comprehensively at your financial profile, and offer the low rates and high quality service you’ve earned.

WHY WE STARTED EARNEST

We believe the fundamental role of banks and lenders is to help people realize their hopes and dreams. But we realized the financial system had forgotten this primary purpose, instead serving to enrich a privileged few. So we started Earnest to restore the trust that is sorely missing from the current system, and to build a modern financial institution that actually delivers on making clients’ lives better.

Whatever your ambition, we help get you there. We do low-cost lending to financially responsible people, and allow them to customize their repayment plan to fit their needs. We want to help our clients take control of their finances and realize their dreams—and in doing so create a relationship with them that lasts a lifetime.

WHO WE ARE

We are a skilled team of design, math, finance, and technology geeks who noticed a lack of trust in the financial system and decided to do something about it. We created a company that combines data science, streamlined design, and exceptional service to bring people a fast, low-cost, and hyper-personalized financial experience. Our mission is to make credit more accessible by reducing the costs and barriers faced by millions of financially responsible people.

Susan Ehrlich

Chief Executive Officer

Kieran Brady

Chief Financial Officer

Logan Eldridge

VP of Operations

David Green

Chief Product Officer

Kamal Hamdan

Chief Data & Risk Officer

Brad Henrickson

VP of Engineering

Priya Pai

General Counsel

Adrielle W.

Client Happiness

Aileen R.

Credit Ops

Aldren B.

Credit Ops

Alexis L.

Client Happiness

Analeise M.

Servicing Ops

Andrew S.

Engineering

Andy M.

Legal

Ann C.

Operations

Anthony C.

Recruiting

Anthony M.

Client Happiness

Brandy H.

Client Happiness

Brittney S.

Credit Ops

Brydie F.

Legal

Carolyn M.

Marketing

Casey M.

IT

Chanelle G.

Engineering

Cheryl K.

Credit Ops

Cole C.

Client Happiness

Colleen M.

People Ops

Daniel S.

Client Happiness

Danielle D.

Marketing

David A.

People Ops

David M.

Credit Ops

David Z.

Marketing

Delaney L.

Partnerships

Emily V.

Facilities

Gavin H.

Engineering

Goutham V.

Portfolio Risk

Harmeet S.

Credit Ops

Harsha Y.

Engineering

Howard L.

Engineering

Innocent M.

Engineering

Jenny K.

Design

Jenny T.

Client Happiness

John D.

Credit Ops

Johnny H.

Finance

Julia F.

Legal

Katie M.

People

Kesley K.

Credit Ops

Kristina V.

Operations

Kunal S.

Finance

Kyle C.

IT

Kyle H.

Engineering

Lateesha C.

Client Happiness

Lindsay A.

Credit Ops

Lindsay K.

Finance

Madison W.

Client Happiness

Mainak P.

Portfolio Risk

Marina K.

Product

Mark E.

Engineering

Maroun N.

Design

Matthew H.

Client Happiness

Maxime F.

Data

Megan G.

Finance

Michael P.

Engineering

Mike S.

Engineering

Mitchell H.

Client Happiness

Nashay C.

Credit Ops

Paul W.

Capital Markets

Peter E.

Data

Peter P.

Engineering

Peter T.

Client Happiness

Preeti M.

Engineering

Raghni E.

Credit Ops

Ramsey N.

Partnerships

Raphael S.

Design

Reeva N.

Credit Ops

Renu J.

Data

Ricardo E.

Client Happiness

Rit B.

Engineering

Ryan G.

Client Happiness

Ryan S.

Product

Ryan Y.

Product

Scarlett L.

Portfolio Risk

Scott R.

Credit Ops

Shireen C.

Marketing

Skyler H.

Credit Ops

Stas S.

Data

Taya D.

Credit Ops

Tejas R.

Engineering

Tim C.

Data

Tobias W.

Engineering

Tony W.

Engineering

Travis R.

Product

Trevor G.

Credit Ops

Vishwas K.

Engineering

Vivien L.

Client Happiness

Will L.

Engineering

Wini L.

Client Happiness

Zach L.

Marketing

Zoë F.

Engineering