About Us
We believe many financially responsible people aren’t getting the credit they deserve. That’s why we strive to look more comprehensively at your financial profile, and offer the low rates and high quality service you’ve earned.
WHY WE STARTED EARNEST
We believe the fundamental role of banks and lenders is to help people realize their hopes and dreams. But we realized the financial system had forgotten this primary purpose, instead serving to enrich a privileged few. So we started Earnest to restore the trust that is sorely missing from the current system, and to build a modern financial institution that actually delivers on making clients’ lives better.
Whatever your ambition, we help get you there. We do low-cost lending to financially responsible people, and allow them to customize their repayment plan to fit their needs. We want to help our clients take control of their finances and realize their dreams—and in doing so create a relationship with them that lasts a lifetime.
WHO WE ARE
We are a skilled team of design, math, finance, and technology geeks who noticed a lack of trust in the financial system and decided to do something about it. We created a company that combines data science, streamlined design, and exceptional service to bring people a fast, low-cost, and hyper-personalized financial experience. Our mission is to make credit more accessible by reducing the costs and barriers faced by millions of financially responsible people.
Susan Ehrlich
Chief Executive Officer
Kieran Brady
Chief Financial Officer
Logan Eldridge
VP of Operations
David Green
Chief Product Officer
Kamal Hamdan
Chief Data & Risk Officer
Brad Henrickson
VP of Engineering
Priya Pai
General Counsel
Adrielle W.
Client Happiness
Aileen R.
Credit Ops
Aldren B.
Credit Ops
Alexis L.
Client Happiness
Analeise M.
Servicing Ops
Andrew S.
Engineering
Andy M.
Legal
Ann C.
Operations
Anthony C.
Recruiting
Anthony M.
Client Happiness
Brandy H.
Client Happiness
Brittney S.
Credit Ops
Brydie F.
Legal
Carolyn M.
Marketing
Casey M.
IT
Chanelle G.
Engineering
Cheryl K.
Credit Ops
Cole C.
Client Happiness
Colleen M.
People Ops
Daniel S.
Client Happiness
Danielle D.
Marketing
David A.
People Ops
David M.
Credit Ops
David Z.
Marketing
Delaney L.
Partnerships
Emily V.
Facilities
Gavin H.
Engineering
Goutham V.
Portfolio Risk
Harmeet S.
Credit Ops
Harsha Y.
Engineering
Howard L.
Engineering
Innocent M.
Engineering
Jenny K.
Design
Jenny T.
Client Happiness
John D.
Credit Ops
Johnny H.
Finance
Julia F.
Legal
Katie M.
People
Kesley K.
Credit Ops
Kristina V.
Operations
Kunal S.
Finance
Kyle C.
IT
Kyle H.
Engineering
Lateesha C.
Client Happiness
Lindsay A.
Credit Ops
Lindsay K.
Finance
Madison W.
Client Happiness
Mainak P.
Portfolio Risk
Marina K.
Product
Mark E.
Engineering
Maroun N.
Design
Matthew H.
Client Happiness
Maxime F.
Data
Megan G.
Finance
Michael P.
Engineering
Mike S.
Engineering
Mitchell H.
Client Happiness
Nashay C.
Credit Ops
Paul W.
Capital Markets
Peter E.
Data
Peter P.
Engineering
Peter T.
Client Happiness
Preeti M.
Engineering
Raghni E.
Credit Ops
Ramsey N.
Partnerships
Raphael S.
Design
Reeva N.
Credit Ops
Renu J.
Data
Ricardo E.
Client Happiness
Rit B.
Engineering
Ryan G.
Client Happiness
Ryan S.
Product
Ryan Y.
Product
Scarlett L.
Portfolio Risk
Scott R.
Credit Ops
Shireen C.
Marketing
Skyler H.
Credit Ops
Stas S.
Data
Taya D.
Credit Ops
Tejas R.
Engineering
Tim C.
Data
Tobias W.
Engineering
Tony W.
Engineering
Travis R.
Product
Trevor G.
Credit Ops
Vishwas K.
Engineering
Vivien L.
Client Happiness
Will L.
Engineering
Wini L.
Client Happiness
Zach L.
Marketing
Zoë F.
Engineering
Explore Earnest products
Personal Loans
Low-cost loans for qualified borrowers up to $75,000. Fixed rates from 6.99% APR.
Student Loan Refinancing
Get one simple payment that fits your budget. Variable rates start at 2.46% APR with autopay.
Parent PLUS Refinancing
Personalized payment plans for extra savings. Variable rates start at 2.46% APR with autopay.
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