We believe many financially responsible people aren’t getting the credit they deserve. That’s why we strive to look more comprehensively at your financial profile, and offer the low rates and high quality service you’ve earned.

WHY WE STARTED EARNEST

We believe the fundamental role of lenders is to help people realize their hopes and dreams. But we realized the financial system had forgotten this primary purpose, instead serving to enrich a privileged few. So we started Earnest to restore the trust that is sorely missing from the current system, and to build a modern financial institution that actually delivers on making clients’ lives better.

Whatever your ambition, we help get you there. We offer low-cost lending to financially responsible people, and allow them to customize their repayment plan to fit their needs. We want to help our clients take control of their finances and realize their dreams.

WHO WE ARE

We are a skilled team of design, math, finance, and technology geeks who noticed a lack of trust in the financial system and decided to do something about it. We created a company that combines data science, streamlined design, and exceptional service to bring people a fast, low-cost, and hyper-personalized financial experience. Our mission is to make credit more accessible by reducing the costs and barriers faced by millions of financially responsible people.

Susan Ehrlich CEO

Susan Ehrlich

Chief Executive Officer

Craig Battin

VP of Marketing

John C.

John Coburn

Head of Legal

Logan Eldridge

Logan Eldridge

VP of Operations

David Green CPO

David Green

Chief Product Officer

Mike Rasic

Chief Financial Officer

Pamela Rice

Chief Technology Officer

Aileen R.

Aileen R.

Credit Ops

Aldren B.

Aldren B.

Credit Ops

Andy Miller Legal

Andy M.

Legal

Anthony Client Happiness

Anthony M.

Client Happiness

Brandy Client Happiness

Brandy H.

Client Happiness

Brittney Credit Ops

Brittney S.

Credit Ops

Carolyn Editor

Carolyn M.

Marketing

Chanelle Engineering

Chanelle G.

Engineering

Chansone D.

Chansone D.

Campus Partnerships

Cheryl Credit Ops

Cheryl K.

Credit Ops

Chris E.

Analytics

Chyna B.

Workplace Operations

Cole Client Happiness

Cole C.

Client Happiness

Dana P.

Marketing

Danielle Marketing

Danielle D.

Marketing

David Credit Ops

David M.

Credit Ops

Delaney Partnerships

Delaney L.

Partnerships

Emily Facilities

Emily V.

Workplace Operations

Francisco Product

Francisco E.

Product

Goutham Portfolio Risk

Goutham V.

Analytics

Harmony C.

People

Jack A.

Engineering

Jenny Design

Jenny K.

Design

Jenny Client Happiness

Jenny T.

Client Happiness

John Credit Ops

John D.

Credit Ops

Julia Legal

Julia F.

Legal

Katie People

Katie M.

People

Keerthe V.

Marketing

Kesley Credit Ops

Kesley K.

Partnerships

Kristine O.

People

Kyle Engineering

Kyle H.

Engineering

Lateesha Client Happiness

Lateesha C.

Client Happiness

Lena C.

Product

Lindsay Credit Ops

Lindsay A.

Credit Ops

Lindsay Finance

Lindsay K.

Finance

Madison Client Happiness

Madison W.

Client Happiness

Mainak Portfolio RIsk

Mainak P.

Analytics

Marina Product

Marina K.

Product

Maroun Design

Maroun N.

Design

Martin H.

Partnerships

Matt L.

Marketing

Matthew H.

Matthew H.

Client Happiness

Michael J.

Engineering

Mike S Engineering

Mike S.

Engineering

Mitchell Client Happiness

Mitchell H.

Client Happiness

Nancy C.

Nancy C.

Campus Partnerships

Nashay Credit Ops

Nashay C.

Credit Ops

Peter Client Happiness

Peter T.

Engineering

Preeti Engineering

Preeti M.

Engineering

Raghni Credit Ops

Raghni E.

Credit Ops

Raphael Design

Raphael S.

Design

Reeva Credit Ops

Reeva N.

Credit Ops

Renu Data

Renu J.

Data

Ricardo Client Happiness

Ricardo E.

Client Happiness

Rit Engineering

Rit B.

Engineering

Ryan Stenson

Ryan S.

Product

Ryan Product

Ryan Y.

Product

Scarlett Portfolio Risk

Scarlett L.

Product

Scott Credit Ops

Scott R.

Credit Ops

Skyler Credit Ops

Skyler H.

Credit Ops

Stas Data

Stas S.

Data

Taya Credit Ops

Taya D.

Credit Ops

Tejas Engineering

Tejas R.

Engineering

Tim Data

Tim C.

Data

Tobias Engineering

Tobias W.

Engineering

Tony Engineering

Tony W.

Engineering

Tyler IT

Tyler Y.

Engineering

Vishwas K.

Engineering

Vivien Client Happiness

Vivien L.

Client Happiness

Wini L.

Wini L.

Marketing

Zach Marketing

Zach L.

Marketing

Zoe Engineering

Zoë F.

Engineering