About Us
We believe many financially responsible people aren’t getting the credit they deserve. That’s why we strive to look more comprehensively at your financial profile, and offer the low rates and high quality service you’ve earned.
WHY WE STARTED EARNEST
We believe the fundamental role of banks and lenders is to help people realize their hopes and dreams. But we realized the financial system had forgotten this primary purpose, instead serving to enrich a privileged few. So we started Earnest to restore the trust that is sorely missing from the current system, and to build a modern financial institution that actually delivers on making clients’ lives better.
Whatever your ambition, we help get you there. We do low-cost lending to financially responsible people, and allow them to customize their repayment plan to fit their needs. We want to help our clients take control of their finances and realize their dreams—and in doing so create a relationship with them that lasts a lifetime.
WHO WE ARE
We are a skilled team of design, math, finance, and technology geeks who noticed a lack of trust in the financial system and decided to do something about it. We created a company that combines data science, streamlined design, and exceptional service to bring people a fast, low-cost, and hyper-personalized financial experience. Our mission is to make credit more accessible by reducing the costs and barriers faced by millions of financially responsible people.
Benjamin Hutchinson
COO & Founder
Gian Gonzaga
Chief Data Officer
Kamal Hamdan
Chief Risk Officer
Brad Henrickson
VP of Engineering
Kieran Brady
Capital Markets
Logan Eldridge
Operations
Brandy Heinberger
Client Happiness
Priya Pai
Legal
Jorge Tapias
Partnerships
David Wind
Operations
Ademar R.
Design
Adrielle W.
Client Happiness
Aileen R.
Credit Ops
Alan B.
Product
Aldren B.
Client Happiness
Alex C.
Data
Alexis L.
Client Happiness
Analeise M.
Servicing Ops
Andrew K.
Engineering
Andrew S.
Engineering
Andy M.
Legal
Ann C.
Operations
Anthony M.
Client Happiness
Brittney S.
Credit Ops
Brydie F.
Legal
Casey M.
IT
Cheryl K.
Credit Ops
Cole C.
Client Happiness
Colleen M.
Recruiting
David M.
Credit Ops
David Z.
Marketing
Delaney L.
Credit Ops
Dora M.
Partnerships
Elyse V.
Client Happiness
Gavin H.
Engineering
Goutham V.
Portfolio Risk
Harmeet S.
Credit Ops
Harsha Y.
Engineering
Helena N.
Credit Ops
Howard L.
Engineering
Innocent M.
Engineering
Jen S.
Engineering
Jenny K.
Design
Jenny T.
Client Happiness
Jerold B.
Facilities
Jesse A.
Engineering
Jessica C.
Client Happiness
Johan B.
Engineering
John D.
Credit Ops
Johnny H.
Finance
Josh H.
Finance & Facilities
Josh L.
Client Happiness
Jubilee M.
Engineering
Julia F.
Legal
Kahlil F.
Engineering
Katie M.
People
Katrina P.
Recruiting
Keith S.
Product Management
Kelly C.
Credit Ops
Ken E.
Legal
Kesley K.
Credit Ops
Kristina V.
Operations
Kunal S.
Finance
Kyle C.
IT
Lateesha C.
Client Happiness
Lindsay A.
Credit Ops
Lindsay K.
Finance
Madison W.
Client Happiness
Marina K.
Product
Mark E.
Engineering
Maroun N.
Design
Matjaz P.
Engineering
Matthew H.
Client Happiness
Maxime F.
Data
Megan G.
Finance
Melissa C.
Product
Mike D.
Client Happiness
Mike S.
Engineering
Nashay C.
Credit Ops
Patrick W.
Data
Patty L.
Operations
Paul W.
Capital Markets
Peter E.
Data
Peter N.
Engineering
Peter P.
Engineering
Peter T.
Client Happiness
Preeti M.
Engineering
Raghni E.
Credit Ops
Ramsey N.
Marketing
Reeva N.
Credit Ops
Ricardo E.
Client Happiness
Rit B.
Engineering
Ryan B.
Client Happiness
Ryan G.
Client Happiness
Ryan S.
Product Management
Ryan Y.
Credit Ops
Scarlett L.
Capital Markets
Scott R.
Credit Ops
Sharmaine W.
People Ops
Sierra E.
People Ops
Skyler H.
Credit Ops
Stas S.
Data
Taya D.
Credit Ops
Tim Y.
Engineering
Tobias W.
Engineering
Tom K.
Engineering
Tony D.
Marketing
Tony W.
Engineering
Travis R.
Product Management
Trevor G.
Credit Ops
Will L.
Engineering
Vivien L.
Client Happiness
