About Us
We believe many financially responsible people aren’t getting the credit they deserve. That’s why we strive to look more comprehensively at your financial profile, and offer the low rates and high quality service you’ve earned.
WHY WE STARTED EARNEST
We believe the fundamental role of lenders is to help people realize their hopes and dreams. But we realized the financial system had forgotten this primary purpose, instead serving to enrich a privileged few. So we started Earnest to restore the trust that is sorely missing from the current system, and to build a modern financial institution that actually delivers on making clients’ lives better.
Whatever your ambition, we help get you there. We offer low-cost lending to financially responsible people, and allow them to customize their repayment plan to fit their needs. We want to help our clients take control of their finances and realize their dreams.
WHO WE ARE
We are a skilled team of design, math, finance, and technology geeks who noticed a lack of trust in the financial system and decided to do something about it. We created a company that combines data science, streamlined design, and exceptional service to bring people a fast, low-cost, and hyper-personalized financial experience. Our mission is to make credit more accessible by reducing the costs and barriers faced by millions of financially responsible people.
Susan Ehrlich
Chief Executive Officer
Mike Rasic
Chief Financial Officer
Pamela Rice
Chief Technology Officer
David Green
Chief Product Officer
Craig Battin
VP of Marketing
John Coburn
Managing Director and Head of Legal
Anita G.
Compliance
Aileen R.
Credit Ops
Aldren B.
Credit Ops
Allie J.
Compliance
Andie F.
Client Happiness
Andy M.
Legal
Anthony M.
Client Happiness
Austin H.
Engineering
Ben L.
Marketing
Brandy H.
Client Happiness
Brittney S.
Credit Ops
Bryce A.
Engineering
Caleb T.
Client Happiness
Carolyn M.
Marketing
Chanelle G.
Engineering
Chansone D.
Marketing
Cheryl K.
Credit Ops
Chris E.
Analytics
Chyna B.
Workplace Operations
Cole C.
Client Happiness
Dana P.
Marketing
Daniel S.
Client Happiness
Danielle D.
Marketing
David M.
Credit Ops
Delaney L.
Partnerships
Dolores P.
Engineering
Emily V.
Workplace Operations
Eric D.
Client Happiness
Francisco E.
Product
Gordon Z.
Engineering
Goutham V.
Analytics
Harmony C.
People
Howie W.
Engineering
Isabelle B.
Workplace Operations
Jack A.
Engineering
Jenny K.
Design
Jenny T.
Marketing
Jereme B.
Finance
Jericho S.
Client Happiness
John D.
Credit Ops
Julia F.
Legal
Karl E.
Analytics
Katie M.
People
Keerthe V.
Marketing
Kesley K.
Partnerships
Kevin M.
Marketing
Kristine O.
People
Kyle H.
Engineering
Kyle W.
Client Happiness
Kyler T.
Client Happiness
Lateesha C.
Client Happiness
Lena C.
Product
Lindsay A.
Credit Ops
Lindsay K.
Finance
Madison W.
Client Happiness
Mainak P.
Analytics
Marina K.
Product
Maroun N.
Design
Martin H.
Partnerships
Matt L.
Marketing
Matt H.
Client Happiness
Michael J.
Engineering
Mike S.
Engineering
Mitchell H.
Client Happiness
Nancy C.
Marketing
Nashay C.
Credit Ops
Noam T.
Engineering
Penny B.
Client Happiness
Peter T.
Engineering
Preeti M.
Engineering
Raghni E.
Credit Ops
Raphael S.
Design
Rebecca F.
Compliance
Reeva N.
Credit Ops
Renu J.
Engineering
Ricardo E.
Client Happiness
Rit B.
Engineering
Rosemary M.
Marketing
Ryan S.
Product
Ryan Y.
Product
Sara L.
Client Happiness
Scarlett L.
Product
Scott R.
Credit Ops
Seth L.
Marketing
Skyler H.
Credit Ops
Spencer S.
Client Happiness
Stas S.
Data
Stephanie M.
Compliance
Sushanto P.
Engineering
Taya D.
Credit Ops
Tejas R.
Engineering
Tobias W.
Engineering
Wyatt W.
Client Happiness
Vivien L.
Client Happiness
Zach L.
Marketing
Zoë F.
Engineering
Explore Earnest products
Personal Loans
Low-cost loans for qualified borrowers up to $75,000. Fixed rates from 5.99% APR.
Student Loan Refinancing
Get one simple payment that fits your budget. Variable rates start at 3.50% APR with autopay.
Private Student Loans
Apply on your phone, get set for next semester. Variable rates start at 2.74% APR with autopay.
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