Alert Message

We believe many financially responsible people aren’t getting the credit they deserve. That’s why we strive to look more comprehensively at your financial profile, and offer the low rates and high quality service you’ve earned.

WHY WE STARTED EARNEST

We believe the fundamental role of lenders is to help people realize their hopes and dreams. But we realized the financial system had forgotten this primary purpose, instead serving to enrich a privileged few. So we started Earnest to restore the trust that is sorely missing from the current system, and to build a modern financial institution that actually delivers on making clients’ lives better.

Whatever your ambition, we help get you there. We do low-cost lending to financially responsible people, and allow them to customize their repayment plan to fit their needs. We want to help our clients take control of their finances and realize their dreams—and in doing so create a relationship with them that lasts a lifetime.

WHO WE ARE

We are a skilled team of design, math, finance, and technology geeks who noticed a lack of trust in the financial system and decided to do something about it. We created a company that combines data science, streamlined design, and exceptional service to bring people a fast, low-cost, and hyper-personalized financial experience. Our mission is to make credit more accessible by reducing the costs and barriers faced by millions of financially responsible people.

Susan Ehrlich CEO

Susan Ehrlich

Chief Executive Officer

Logan Eldridge

Logan Eldridge

VP of Operations

David Green CPO

David Green

Chief Product Officer

John C.

John Coburn

Head of Legal

Kamal Hamdan

Kamal Hamdan

Chief Data & Risk Officer

Mike Rasic

Chief Financial Officer

Pamela Rice

Chief Technology Officer

Adrielle smiling

Adrielle W.

Client Happiness

Aileen R.

Aileen R.

Credit Ops

Aldren B.

Aldren B.

Credit Ops

Andy Miller Legal

Andy M.

Legal

Anthony Colon

Anthony C.

Recruiting

Anthony Client Happiness

Anthony M.

Client Happiness

Brandy Client Happiness

Brandy H.

Client Happiness

Brittney Credit Ops

Brittney S.

Credit Ops

Brydie Compliance

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Legal

Carolyn Editor

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Marketing

Chanelle Engineering

Chanelle G.

Engineering

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Marketing

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Credit Ops

Cole Client Happiness

Cole C.

Client Happiness

Daniel Client Happiness

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Client Happiness

Danielle Marketing

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Marketing

David Credit Ops

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Credit Ops

David Marketing

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Marketing

Delaney Partnerships

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Partnerships

Emily Facilities

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Workplace Operations

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Product

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Engineering

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Product

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Engineering

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Engineering

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Design

Jenny Client Happiness

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Client Happiness

John Credit Ops

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Credit Ops

Johnny Finance

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Finance

Julia Legal

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Legal

Katie People

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People

Kesley Credit Ops

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Credit Ops

Kunal Finance

Kunal S.

Finance

Kyle IT

Kyle C.

IT

Kyle Engineering

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Engineering

Lateesha Client Happiness

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Client Happiness

Lindsay Credit Ops

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Credit Ops

Lindsay Finance

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Finance

Madison Client Happiness

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Client Happiness

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Portfolio Risk

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Product

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Design

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Client Happiness

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Engineering

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Engineering

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Engineering

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Client Happiness

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Marketing

Nashay Credit Ops

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Credit Ops

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Finance

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Engineering

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Client Happiness

Preeti Engineering

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Engineering

Raghni Credit Ops

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Credit Ops

Raphael Design

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Design

Reeva Credit Ops

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Credit Ops

Renu Data

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Data

Ricardo Client Happiness

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Client Happiness

Rit Engineering

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Engineering

Ryan Client Happiness

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Client Happiness

Ryan Stenson

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Product

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Product

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Portfolio Risk

Scott Credit Ops

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Credit Ops

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Marketing

Skyler Credit Ops

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Credit Ops

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Data

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Engineering

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Data

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Engineering

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Engineering

Trevor Credit Ops

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Credit Ops

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IT

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Engineering

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Client Happiness

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Marketing

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Marketing

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Engineering