About Us | Earnest

We believe many financially responsible people aren’t getting the credit they deserve. That’s why we strive to look more comprehensively at your financial profile, and offer the low rates and high quality service you’ve earned.

WHY WE STARTED EARNEST

We believe the fundamental role of banks and lenders is to help people realize their hopes and dreams. But we realized the financial system had forgotten this primary purpose, instead serving to enrich a privileged few. So we started Earnest to restore the trust that is sorely missing from the current system, and to build a modern financial institution that actually delivers on making clients’ lives better.

Whatever your ambition, we help get you there. We do low-cost lending to financially responsible people, and allow them to customize their repayment plan to fit their needs. We want to help our clients take control of their finances and realize their dreams—and in doing so create a relationship with them that lasts a lifetime.

WHO WE ARE

We are a skilled team of design, math, finance, and technology geeks who noticed a lack of trust in the financial system and decided to do something about it. We created a company that combines data science, streamlined design, and exceptional service to bring people a fast, low-cost, and hyper-personalized financial experience. Our mission is to make credit more accessible by reducing the costs and barriers faced by millions of financially responsible people.

Louis Beryl

CEO & Founder

Benjamin Hutchinson

COO & Founder

Gian Gonzaga

Chief Data Officer

Kamal Hamdan

Chief Risk Officer

Jim Patterson

Chief Product Officer

Rob Millard

Chief Financial Officer

Brad Henrickson

VP of Engineering

Logan Eldridge

Client Happiness

Nancy Hauge

Head of People

Kieran Brady

Capital Markets

David Wind

Operations

Priya Pai

Legal

Jorge Tapias

Partnerships

Abby C.

People Ops

Alan B.

Product