About Us
We believe many financially responsible people aren’t getting the credit they deserve. That’s why we strive to eliminate unnecessary costs from the banking process and offer our clients the low rates they deserve.
Why We Started Earnest
We believe the fundamental role of banks and lenders is to help people realize their hopes and dreams. But we realized the financial system had forgotten this primary purpose, instead serving to enrich a privileged few. So we started Earnest to restore the trust that is sorely missing from the current system, and to build a modern financial institution that actually delivers on making clients’ lives better.
Whatever your ambition, we help get you there. We do low-cost lending to financially responsible people, and allow them to customize their repayment plan to fit their needs. We want to help our clients take control of their finances and realize their dreams—and in doing so create a relationship with them that lasts a lifetime.
Who We Are
We are a skilled team of design, math, finance, and technology geeks who noticed a lack of trust in the financial system and decided to do something about it. We created a company that combines data science, streamlined design, and exceptional service to bring people a fast, low-cost, and hyper-personalized financial experience. Our mission is to make credit more accessible by reducing the costs and barriers faced by millions of financially responsible people.
Louis Beryl
CEO & Founder
Benjamin Hutchinson
COO & Founder
Brian Romanko
Chief Technology Officer
Beth Stevens
General Counsel
Sarah Israel
Chief Marketing Officer
Gian Gonzaga
Chief Data Officer
Kamal Hamdan
Chief Risk Officer
Aaron B.
Design
Abby C.
People Ops
Akin O.
Engineering
Aldren B.
Client Happiness
Alex C.
Data
Amanda M.
Data
Amelia M.
People Ops
Analeise M.
Portfolio Risk
Andrew H.
Engineering
Andrew K.
Engineering
Andrew M.
Credit Ops
Andrew S.
Engineering
Ann C.
Portfolio Risk
Annie L.
Finance
Ariel D.
Client Happiness
Binh N.
Engineering
Brenda L.
Credit Ops
Brydie F.
Client Happiness
Carrie S.
Data
Catherine N.
Marketing
Chelsea R.
Client Happiness
Colleen M.
People Ops
Craig B.
Marketing
Dan S.
Data
Dana R.
Partnerships
Daniel D.
Product Management
David G.
Credit Ops
David M.
Credit Ops
David W.
Operations
David Z.
Marketing
Deirdre H.
Engineering
Delaney L.
Credit Ops
Dolly Y.
Finance
Edith S.
Credit Ops
Elisabeth S.
Client Happiness
Elyse L.
Product Management
Elyse V.
Client Happiness
Emma L.
Client Happiness
Evan M.
Engineering
Gavin H.
Engineering
Hala B.
Client Happiness & Marketing
Harmeet S.
Credit Ops
Harsha Y.
Engineering
Howard L.
Engineering
Inigo P.
Engineering
Jack C.
Portfolio Risk
Jamie Q.
Credit Ops
Jamon D.
Engineering
Jane D.
Credit Ops
Jason W.
Business Ops
Jeff R.
Product Strategy
Jen S.
Engineering
Jenny K.
Design
Jenny T.
Client Happiness
Jermain G.
Credit Ops
Jesse A.
Engineering
John A.
Engineering
John D.
Credit Ops
Jorge T.
Partnerships
Josh H.
Finance & Facilities
Julia F.
Legal
Kai G.
Client Happiness
Keith S.
Product Management
Keith W.
Portfolio Risk
Kenny O.
IT Operations
Ken Y.
Product Management
Kevin W.
Product Management
Kevin C.
Credit Ops
Lauren B.
People Ops
Lee F.
Engineering
Lian C.
Design
Lindsay A.
Client Happiness
Lindsay K.
Finance
Logan E.
Client Happiness
Lucas S.
Design
Lucia V.
Operations
Mark E.
Engineering
Matjaz P.
Engineering
Matt B.
Marketing
Maxime F.
Data
Megan G.
Finance
Melissa D.
Data
Mike F.
Credit Ops
Mike H.
Design
Nick W.
Marketing
Nimmi D.
Finance
Olivia K.
Client Happiness
Patrick W.
Engineering
Paul M.
Data
Paul W.
Capital Markets
Pete H.
Engineering
Peter E.
Data
Peter N.
Engineering
Peter T.
Client Happiness
Petr O.
Engineering
Priya P.
Legal
Ramsey N.
Capital Markets
Rit B.
Engineering
Rose N.
Design
Ryan B.
Client Happiness
Ryan Y.
Credit Ops
Sam E.
Credit Ops
Sarah W.
People Ops
Scott A.
Marketing
Scott M.
Portfolio Risk
Sean M.
Data
Sharmaine W.
People Ops
Sherwin S.
Portfolio Risk
Shirley H.
Client Happiness
Sierra E.
People Ops
Spencer C.
Engineering
Stas S.
Data
Stephanie S.
Engineering
Taya D.
Credit Ops
Tim Y.
Capital Markets
Tobias W.
Engineering
Tony D.
Marketing
Tony R.
Finance
Tony W.
Engineering
Vartika A.
Finance
Vivian J.
Credit Ops
Vivien L.
Client Happiness
Ying L.
Data
Zara I.
Capital Markets
Zoë F.
Engineering
Our Investors
We are lucky enough to have the confidence of some of the best investors in the world including industry leading venture capital firms and a small group of visionary angels.
