We believe many financially responsible people aren’t getting the credit they deserve. That’s why we strive to look more comprehensively at your financial profile, and offer the low rates and high quality service you’ve earned.

WHY WE STARTED EARNEST

We believe the fundamental role of lenders is to help people realize their hopes and dreams. But we realized the financial system had forgotten this primary purpose, instead serving to enrich a privileged few. So we started Earnest to restore the trust that is sorely missing from the current system, and to build a modern financial institution that actually delivers on making clients’ lives better.

Whatever your ambition, we help get you there. We offer low-cost lending to financially responsible people, and allow them to customize their repayment plan to fit their needs. We want to help our clients take control of their finances and realize their dreams.

WHO WE ARE

We are a skilled team of design, math, finance, and technology geeks who noticed a lack of trust in the financial system and decided to do something about it. We created a company that combines data science, streamlined design, and exceptional service to bring people a fast, low-cost, and hyper-personalized financial experience. Our mission is to make credit more accessible by reducing the costs and barriers faced by millions of financially responsible people.

Susan Ehrlich CEO

Susan Ehrlich

Chief Executive Officer

Mike Rasic

Chief Financial Officer

Pamela Rice

Chief Technology Officer

David Green

Chief Product Officer

Logan Eldridge

Logan Eldridge

VP of Operations

Craig Battin

VP of Marketing

John C.

John Coburn

Head of Legal

Anita G.

Legal

Aileen R.

Credit Ops

Aldren B.

Aldren B.

Credit Ops

Allie J.

Legal

Andie F.

Client Happiness

Andy Miller Legal

Andy M.

Legal

Anthony M.

Client Happiness

Austin H.

Engineering

Ben L.

Marketing

Brandy H.

Client Happiness

Brittney Credit Ops

Brittney S.

Credit Ops

Bryce A.

Engineering

Caleb T.

Client Happiness

Carolyn Editor

Carolyn M.

Marketing

Chanelle Engineering

Chanelle G.

Engineering

Chansone D.

Chansone D.

Marketing

Cheryl Credit Ops

Cheryl K.

Credit Ops

Chris E.

Analytics

Chyna B.

Workplace Operations

Cole Client Happiness

Cole C.

Client Happiness

Dana P.

Marketing

Dani S.

Client Happiness

Daniel S.

Client Happiness

Danielle Marketing

Danielle D.

Marketing

David Credit Ops

David M.

Credit Ops

Delaney Partnerships

Delaney L.

Partnerships

Dolores P.

Engineering

Emily Facilities

Emily V.

Workplace Operations

Eric D.

Client Happiness

Francisco Product

Francisco E.

Product

Gordon Z.

Engineering

Goutham Portfolio Risk

Goutham V.

Analytics

Harmony C.

People

Howie W.

Engineering

Isabelle B.

Workplace Operations

Jack A.

Engineering

Jenny Design

Jenny K.

Design

Jenny Client Happiness

Jenny T.

Marketing

Jereme B.

Finance

Jericho S.

Client Happiness

John Credit Ops

John D.

Credit Ops

Julia Legal

Julia F.

Legal

Karl E.

Analytics

Katie People

Katie M.

People

Keerthe V.

Marketing

Kesley Credit Ops

Kesley K.

Partnerships

Kevin M.

Marketing

Kristine O.

People

Kyle Engineering

Kyle H.

Engineering

Kyle W.

Client Happiness

Kyler T.

Client Happiness

Lateesha C.

Client Happiness

Lena C.

Product

Lindsay Credit Ops

Lindsay A.

Credit Ops

Lindsay Finance

Lindsay K.

Finance

Madison W.

Client Happiness

Mainak Portfolio RIsk

Mainak P.

Analytics

Marina K.

Product

Maroun Design

Maroun N.

Design

Martin H.

Partnerships

Matt L.

Marketing

Matthew H.

Matt H.

Client Happiness

Michael J.

Engineering

Mike S Engineering

Mike S.

Engineering

Mitchell Client Happiness

Mitchell H.

Client Happiness

Nancy C.

Marketing

Nashay Credit Ops

Nashay C.

Credit Ops

Noam T.

Engineering

Penny B.

Client Happiness

Peter Client Happiness

Peter T.

Engineering

Preeti Engineering

Preeti M.

Engineering

Raghni Credit Ops

Raghni E.

Credit Ops

Raphael Design

Raphael S.

Design

Rebecca F.

Legal

Reeva Credit Ops

Reeva N.

Credit Ops

Renu Data

Renu J.

Engineering

Ricardo Client Happiness

Ricardo E.

Client Happiness

Rit Engineering

Rit B.

Engineering

Rosemary M.

Marketing

Ryan S.

Product

Ryan Product

Ryan Y.

Product

Sara L.

Client Happiness

Scarlett Portfolio Risk

Scarlett L.

Product

Scott Credit Ops

Scott R.

Credit Ops

Seth L.

Marketing

Skyler Credit Ops

Skyler H.

Credit Ops

Spencer S.

Client Happiness

Stas Data

Stas S.

Data

Stephanie M.

Legal

Sushanto P.

Engineering

Taya Credit Ops

Taya D.

Credit Ops

Tejas Engineering

Tejas R.

Engineering

Tim Data

Tim C.

Data

Tobias Engineering

Tobias W.

Engineering

Wyatt W.

Client Happiness

Vivien Client Happiness

Vivien L.

Client Happiness

Zach Marketing

Zach L.

Marketing

Zoe Engineering

Zoë F.

Engineering